Motorcycles are incredibly popular in Florida because of Florida’s warm weather and long, scenic roads.  Wrecks involving motorcycles, however, can be particularly devastating given the lack of safety equipment and protection motorcyclists have during collisions.  Although personal injury claims involving  motorcycle collisions must be handled differently than those involving passenger vehicles, there are some similarities.  In this article, we address a few common misconceptions about personal injury claims involving motorcycles.

1. My Auto Insurance Will Cover All My Expenses

Although your insurance may provide some coverage for medical payments, it is likely that that coverage, if it exists, is extremely limited.  The majority of your medical expenses will likely be paid out-of-pocket or through your health insurance.  Furthermore, automobile and health insurance will not cover all of the  same damages which personal injury claimants are permitted to seek.  For example, damages for lost wages and pain or suffering may not be covered. To recover these losses, you may wish to file a claim against the person who caused the motorcycle accident.

2. I Can’t Seek Compensation Because I Wasn’t Wearing a Helmet

While hitting the road without a helmet is an unnecessary risk, failure to wear a helmet will not disqualify you from seeking compensation. Insurance companies should not entirely deny your claim on the basis that you were not wearing a helmet at the time of the accident. That said, your recovery may be reduced if a helmet would have helped avoid some of the injuries you suffered.

3. I Can’t Afford to Hire an Attorney

Like many personal injury matters, attorneys handling motorcycle accident claims will typically charge a contingency fee. That means, the amount of any attorneys’ fee which you ultimately pay will depend on whether your attorney is able to recover money for you. If so, the amount of your attorneys’ fees will be calculated as a percentage of your recovery. If there is no recovery, you will not owe any money to attorneys for their time.

Speak to a Motorcycle Accident Attorney in Miami Today

Were you injured in an accident involving a negligent or reckless motorist? Turn to the legal team at Viñas & DeLuca, PLLC to find out how we might be able to help you with your claim.

With over 40 years of collective legal experience, we give every case the attention it deserves and strive to provide personalized representation for each client. Call us today at (305) 372-3650 or head over to our Contact Page to request a free consultation with a Florida motorcycle accident attorney.